National Cut Up Your Credit Card Day 2022
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It goes down on October 16 and is an observance about the alarming rise of personal debt in the United States.
I once had some twelve cards and several of them were in the 50,000 dollar limit range.
I was so deep in debt at one time that I thought I might never recover from the depth of debt into which I had allowed myself to plunge.
Then my stepfather got a hold of me and gave me a serious brow beating about those things in my life which he viewed as fiscally irresponsible.
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I figure I can always jettison that debt fairly quickly and it's really a relief not to feel indentured to the credit card companies for the rest of my life.
I didn't want to do the credit card relief program because I notice the credit applications typically ask that question and I figure it's one of those thing gd Hortensia Sandoval would refer to as "derrogotory" ...
Plus I have kept my credit reports frozen for about a decade now.
It's simply required in a world where crooks are there to get you at every turn.
So even though the credit card companies admonish you to pay out but not close old credit card accounts.
And the once upon a time all over televison fiscal consultant to gd Oprah Suze Ormond does too.
Even though I exist without that previous historical data and my credit rating supposedly "suffers" ...
I am happy all that plastic temptation is gone from my midst.
It makes for less to worry about in these ridiculous times in which we live.