Bank Transfer Day 2019
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My first credit union was the one at Richland Hospital back in the early 1970s. It was there I first heard the bane of my existence, CUNA Mutual.
That second experience with credit unions involved the Navy Federal Credit Union while I was on active duty. I never experienced a problem with them and they never held my "less than optimal" credit report against me.
The last (and final) experience with credit unions was at Columbia Teachers credit union while I was at the State Paper and later teaching at Midlands Tech. It started out "merely okay" but devolved to a micro managing mess of morons deciding what I would and would not do as a matter of their holier than thou whim.
So now, I'm with a "real" bank and have fared much better overall. They understand who I am, what I earn, and most importantly have a grasp of my credit worthiness as evidenced by the extensive lines they have opened for me on my behalf.
If I need something they try to effect it rather than allow some poor balding idiot to make a decision deterimental to my existence and I have never been declined anything from them.
Needless to say, I know where I need to be and it's not the stupid credit union run by those unsuitable to serve my needs.
Today is Bank Transfer Day — originally a day of consumer activism calling for citizens to "voluntary switch" from commercial banks to not-for-profit credit unions by November 5, 2011.
Be all of this as it may, I personally prefer not to switch to a "lesser entity" in the world of finance having seen businesses turn down credit union checks as grossly bad fiscal affairs.
If they only know the full suck as nature of business with a credit union. It's primarily for the uninitiated low earners of the world.